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Bill impressed us as a real estate professional. Bill helped us sell and buy in two smooth transactions. You’re the best, Bill!” The Crowley's Read Quote > View All Quotes >
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The Brown Team are some of The
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Request a Free Presentation On How We Will Market and Sell Your Home. Remember, All Real Estate Agents Are NOT Alike. The better educated a seller is, the better his or her chances of selling quickly and for top dollar. To this end I am happy to offer a number of reports here. Feel free to click on any or all topics that interest you: Yes, you can request a FREE in-home presentation of how we would market your property in Cumming, Alpharetta and Canton! We do these presentations for people all the time. It's our job! There's no obligation, and we'll get back to you quickly... 
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First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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| Q |
Where was the first hotel built in the US?
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The Union Hotel (1802) Saratoga Springs, NY, is the first hotel emphasizing lodging and services, in addition to food and drink. |
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